Real Estate Capital

Pine Bay is a South Florida based investment firm focused on providing senior and subordinate bridge loans to lower-middle market real estate developers and sponsors. Led by Aaron Hollub, Julio Rojas, and Eduardo Milhem, the company has built a reputation for offering superior risk-adjusted returns to investors, and high certainty of execution to borrowers.

Our Team’s unique combination of real estate development, operating, and finance backgrounds allows us to take an entrepreneurial approach to providing creative and flexible solutions for opportunities across asset classes, geographies, and project lifecycles – from land acquisition, through predevelopment, construction, lease-up, and more.

We operate with transparency and integrity to ensure a seamless experience for our borrowers.